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Stoughton Area School District board approves changes to employee health plan to contain rising premiums
Summary
The board approved higher deductibles and larger HRA contributions effective July 1, 2025, after staff said medical claims have outpaced premiums; members authorized forming an insurance committee to review longer-term options.
The Stoughton Area School District Board on Tuesday approved changes to employee health insurance that raise individual and family deductibles while increasing employer Health Reimbursement Arrangement (HRA) contributions, district staff said.
Board members voted to increase the single-plan deductible from $3,000 to $3,500 and the family-plan deductible from $6,000 to $7,000, while raising the district HRA contribution for single plans to $3,075 and family plans to $6,150. The changes take effect July 1, 2025.
District benefits staff said the move is intended to limit a large premium increase after several years in which claims exceeded premiums. Erica, a district staff member…
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