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Chiropractic physician testifier seeks cleanup to insurance statute; Division of Insurance neutral

2937552 · April 9, 2025
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Summary

AB 511 proposes a technical cleanup to clarify that insurers should reimburse chiropractic physicians equally with other physicians; the sponsor described the change as correcting dated language that currently directs payment to the insured rather than the provider.

The committee heard Assembly Bill 511, a sponsor-led measure to revise insurance language so chiropractic physicians are reimbursed on parity with other physician types.

Dr. Jason Yeager presented AB 511 and described it as a narrow statutory cleanup of insurance provisions dating to the 1980s. He said current language references reimbursement to the insured rather than payment for services to the health-care provider and that the bill would correct that phrasing to ensure chiropractic physicians are covered consistently with other defined physician types.

"The proposed language from our opinion is a very simple cleanup," Dr. Yeager said, listing physician categories recognized federally and in state law (medical doctor, doctor of osteopathic medicine, chiropractic physician, dental, podiatric and optometric physicians). He told the committee the change reflects modern practice and would align Nevada law with current insurer and board expectations.

Adam Plain of the Division of Insurance testified neutral and said the division had no objection to the proposed changes, noting the statutory language dated from the era of indemnity plans when reimbursements were paid differently. Plain said the division supports modernization and had filed written comments about timing and other technical phrasing.

There was no opposition or further public testimony on record. The sponsor said he expected the measure to be a straightforward statutory update.

Ending: The hearing closed with no questions left unresolved and with the Division of Insurance indicating neutrality on the bill text as a language cleanup.