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MABE executive director tells Cecil board rising insurance costs linked to climate and cyber risks; Time to Care rollout delayed
Summary
MABE executive director Milt Nagle briefed the board on group insurance pool mechanics, drivers of rising premiums — including climate-driven natural disasters and reduced market capacity for cyber coverage — and a collaborative approach to implementing the Time to Care Act; the pool expects softer rates for FY2026, officials said.
Milt Nagle, executive director of the Maryland Association of Boards of Education (MABE), told the Board of Education of Cecil County on April 9 that increases in property and cyber insurance costs for school districts are driven by national trends — chiefly an increased frequency of billion-dollar weather and climate disasters and a constrained insurance market for cyber coverage.
“We want to advocate for local control,” Nagle said, describing MABE’s role supporting boards and staff across Maryland. He explained the MABE group insurance pool’s structure — 19 of 24 Maryland school systems participate — and how pools self-insure to a point and purchase…
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