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Committee recommends repealing student accident-insurance policy; athletics to continue collecting parent insurance info
Summary
Committee concluded the district should repeal its policy requiring the district to provide student accident insurance; athletics will continue to collect parents' insurance information during registration but the district will not assume insurer role.
Committee members reviewed Policy 87-16 (student accident insurance) and concluded the district should repeal the policy because the commercial market has changed and federal coverage expectations have evolved.
Why it matters: The previous policy reflected a time when family-purchased supplemental student accident insurance was widely available and commonly marketed through schools. Committee members said the market has thinned and the district does not want to serve as an insurer or assume the financial and administrative liability of providing third-party insurance for students.
Details: Staff explained there is no statutory requirement that the school corporation provide student accident insurance. The athletics registration process will continue to collect parent insurance carrier and policy number as part of emergency and treatment logistics; the committee emphasized that collecting that data assists hospitals and emergency responders but does not equate to a district-provided insurance program.
Next steps: The committee agreed to repeal Policy 87-16 and to charge athletics to ensure registration collects insurance information and to continue outreach to vendors to see if a third-party product is broadly available. Staff will prepare repeal language and present it to the board.
Ending: Staff will draft repeal paperwork for Policy 87-16 and include an implementation note requiring athletics to maintain registration procedures that collect family insurance details for emergency use.
