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Fremont County public trustee: foreclosures remain lower than years past but two high-value actions threaten 95 mobile-home households

2898501 · April 8, 2025
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Summary

Fremont County's public trustee reported 17 foreclosures initiated in the quarter; two recent foreclosures exceed $1 million and together cover five mobile-home parks housing about 95 families, the trustee told commissioners.

The Fremont County Board of County Commissioners accepted the quarterly report from County Public Trustee Kathy Elliott on April 9, which noted mixed signs in local property-enforcement activity.

"We are picking up. We're getting some big ones," Elliott said, reporting two separate foreclosure actions over $1 million each that together cover five mobile-home parks and affect roughly 95 families. "That's 95 families that are gonna not have a home," she said.

Elliott told commissioners foreclosure starts for the quarter numbered 17, and that foreclosures were higher than some recent quarters but remain far below the several-hundred annual foreclosures the county saw 15 years ago. She said many foreclosures involve older mobile homes that owners cannot move, and staff have recommended legal-aid referrals for affected residents.

Elliott said the county is discussing options with lenders, including possible assignments of rent agreements to give residents more time. She said two of the foreclosure filings have been withdrawn and that sales for the remaining actions are scheduled for July.

Commissioners emphasized that while annual statistics have improved over time, the human impact remains significant. The board voted to accept Elliott's report by roll call.

Why this matters

Two foreclosures that exceed $1 million and encompass multiple mobile-home parks raise immediate housing stability concerns for dozens of households; county staff and commissioners signaled a need for follow-up, legal referrals and potential coordination with lenders to preserve housing options.

What the county will do next

The public trustee and county staff said they will continue to monitor the cases, seek possible interim arrangements with lenders, and point affected residents toward legal aid. The public trustee's office will report further developments at future quarterly meetings.

Speakers

Kathy Elliott, Fremont County Public Trustee (presented the report)

Commissioner Bell, Commissioner McFall, Commissioner Grantham (roll-call votes accepting the report)

Provenance

Topic introduced in remarks by Kathy Elliott presenting the quarterly report and closed with the board vote accepting the report.