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Committee advances bill to raise cap on FAME loan insurance reserves to $65 million

2867439 · April 3, 2025
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Summary

Sen. Trip Curry presented LD 1208 to raise the statutory cap on FAME’s combined loan insurance reserve and mortgage insurance fund from $50 million to $65 million and to allow up to $1 million in surplus-year transfers until that new cap is reached.

Senator Trip Curry introduced LD 1208 to raise the cap on the Finance Authority of Maine’s (FAME) combined loan insurance reserve and mortgage insurance fund from $50,000,000 to $65,000,000. The bill would allow a transfer of up to $1,000,000 from the general fund in years with a surplus until the new cap is reached.

Carlos Mello, chief executive officer of the Finance Authority of Maine, testified that increasing reserves would help FAME back larger or more capital-intensive loans…

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