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Committee advances bill letting California enforcement agency pursue consumer finance claims without CFPB sign‑off

2853683 · April 2, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

SB 825 would let the Department of Financial Protection and Innovation (DFPI) bring unfair, deceptive or abusive practices (UDAAP) claims against its state licensees under state law rather than routing such actions through the federal Consumer Financial Protection Bureau. Supporters said the change is procedural and preserves state enforcement if

Senator Limon told the Senate Committee on Banking and Financial Institutions that SB 825 would ensure California’s financial regulator can enforce consumer financial protection laws without needing federal authorization or review. "Without an active consumer protection effort at the federal level, Californians will turn to the state for help," Limon said, and the bill would allow the Department of Financial Protection and Innovation (DFPI) to bring UDAAP claims against its own licensees directly under state law.

Andrew Kushner of the Center for Responsible Lending said the measure…

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