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Committee hears competing views on short‑term disability, Paid Leave Oregon overlap; insurers warn of higher premiums
Summary
Senate Bill 11 48 would prevent insurers from requiring employees to apply for Paid Leave Oregon before receiving employer‑provided short‑term disability benefits and would change how benefits are offset or paid concurrently.
Senate Bill 11 48 — a bill about the interaction of employer‑provided short‑term disability (STD) insurance and Paid Leave Oregon benefits — prompted detailed testimony and competing policy proposals at the Senate Committee on Labor and Business on April 1.
The measure, as explained by committee staff, would specify that an insurer issuing or renewing a disability income insurance policy may not require a person eligible for benefits to use Paid Leave Oregon benefits before being eligible for disability benefits under the insurer’s policy; the provision would apply to policies issued, offered or renewed on or after Jan. 1, 2026.
Labor witnesses — including Katie Tyson of the Oregon AFL‑CIO and Odalys Aguilar of Oregon AFSCME — said the bill fixes problems…
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