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Committee backs ‘birthday rule’ to let Medigap enrollees switch insurers annually without underwriting
Summary
The committee unanimously approved House Bill 1226 to permit people on Medicare supplements (Medigap) age 65 and older to change insurers once per year within 60 days of their birthday without medical underwriting, aligning Indiana with several other states and aiming to reduce long‑term premiums for seniors.
The Senate Insurance Committee voted unanimously to advance House Bill 1226, which would allow Indiana residents age 65 and older who are enrolled in a standardized Medicare supplement policy (Medigap) to change insurers once per year within 60 days of their birthday without undergoing medical underwriting, provided they keep the same lettered plan type.
Representative Wendy Danchessor, sponsor of the bill, said approximately 52 percent of people 65 and older are in…
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