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Bill aims to clear title issues for manufactured homes to enable mortgage financing
Summary
House Bill 785 would allow a process to convert titling-deficient manufactured homes into real property to improve financing access; sponsor and title-industry witnesses said the change helps owners without tags or original paperwork, while no opponents were recorded at the hearing.
HELENA, Mont.
House Bill 785, presented to the Senate Taxation Committee on March 27, would create a process for owners of owner-occupied manufactured homes to convert property from personal chattel into real property when owners cannot locate vehicle-style titles or registration tags. Supporters said the change will allow owners to obtain conventional mortgage financing and improve resale prospects.
Representative Terry Falk (House District 10) opened the bill by explaining that the law already permits conversion of a manufactured home affixed to a permanent foundation into real…
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