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Senator pitches annual Medigap open enrollment; insurers warn higher premiums and market disruption
Summary
Senate Bill 1181 would create an annual open-enrollment period for Medicare supplemental (Medigap) policies and bar insurers from denying or rate‑adjusting based on preexisting conditions; senior advocates supported the change and insurers and brokers warned it would raise premiums and destabilize the market.
Senate Bill 1181, which would create an annual guaranteed-issue open enrollment window for Medicare supplemental insurance (Medigap) and prohibit Medigap carriers from denying coverage or raising premiums based on health status, drew extended testimony March 27 before the Senate Committee on Health Care.
Senator Winswe Campos, the chief sponsor, told the committee the bill is intended to give older Oregonians more choice and protect people who develop serious conditions after age 65. "This bill helps us take another step toward ensuring that all Oregonians have access to quality health care... 86 percent of people aged 55 to 64 have a preexisting condition," Campos said, arguing an annual enrollment period would let…
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