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Committee adopts technical clarification and lays over proposal for state low‑cost auto insurance program
Summary
The House Commerce Committee adopted a technical clarification and laid over House File 2,215, which would create a state‑run Lifeline low‑cost auto insurance program for drivers who cannot find affordable coverage in the commercial market.
Representative Hollins presented House File 2,215, a proposal to create a state‑run Lifeline low‑cost auto insurance program administered through the Minnesota Automobile Insurance Plan. The author described three aims: make premiums affordable for drivers who cannot access reasonably priced coverage, reduce the number of uninsured drivers, and improve public safety.
Anna Odegaard, Midwest regional director for the Fines and Fees Justice Center, described the Lifeline model used in other states and said it is not a subsidized program: premiums are paid by participants and…
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