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Bill would make driver insurance primary in peer-to-peer car rentals; industry says practice already protects consumers
Summary
Sen. Don Guile's SB 771 would set the driver's personal policy as the first-resort coverage in peer-to-peer rentals; Turo and other platforms said operator master policies already cover drivers without their own insurance and the bill aligns statutory order of recovery with traditional rental practice.
Sen. Don Guile's Senate Bill 771 would align Maryland law for peer-to-peer vehicle rentals with traditional rental and personal auto practice by making the driver's personal auto insurance the insurer of first resort for at-fault crashes involving peer-to-peer rentals. If the driver is uninsured or improperly insured, a peer-to-peer operator's master policy would be available as secondary…
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