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Committee reviews amendment to add online consumer-directed wage-access loans to payday database

2764905 · March 25, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

An amendment was presented to require consumer-directed online payday and wage-access providers to report loans to the state payday database, aligning them with traditional payday lenders.

A committee amendment was introduced to expand the state's payday lending database to include consumer-directed online payday and earned-wage access providers, bringing those online lenders into the same reporting framework now used by traditional brick-and-mortar payday vendors.

Bill Kolonik, appearing for the North Dakota Pawnbrokers Association and Catalyst HoldCo, told the committee the amendment would "put them on a level playing field with the traditional payday loan vendors in the state" and "require that the consumer-directed... services that an individual uses to get an online loan be reported into the database." He said employer-based earned-wage-access…

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