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SFHSS board approves $1.32 million stabilization buy‑down for active dental PPO; commissioners and public press Delta Dental network concerns

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Summary

The board voted unanimously to apply one-third ($1,320,000) of the active dental PPO stabilization surplus toward 2026 rates, while commissioners and public commenters urged SFHSS to press Delta Dental on provider network losses and reimbursement rates.

The San Francisco Health Service System board on March 13 approved using one-third of the active dental PPO stabilization fund balance — $1,320,000 — to buy down 2026 rates for the self‑funded active dental PPO plan.

Mike Clark, lead actuary at Aon, presented the recommendation and the plan’s year‑end balances. Clark said the stabilization surplus for the active dental PPO was $3,960,000 as of Dec. 31, 2024; under board policy the annual adjustment is amortized over a three‑year rating period, and the policy calls for applying one‑third of the surplus unless the board votes otherwise.

“Per policy, one‑third of that [balance] is 1,320,000, which means…

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