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Resident urges manual underwriting as part of affordable-housing discussions at CRA meeting
Summary
Resident Dennis Conklin urged the CRA to consider manual underwriting practices for people without credit histories when the agency discusses affordable-housing programs. He cited multiple document types that can support manual underwriting and referenced the U.S. Constitution during remarks.
Resident Dennis Conklin urged the Community Redevelopment Agency to consider manual underwriting methods for affordable-housing applicants who lack conventional credit histories during public comment Tuesday.
Conklin said roughly "about 17 and a half percent" of U.S. residents have no credit rating and argued that manual underwriting —…
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