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Insurers and the FAIR Plan describe claims response and urge regulatory reforms to restore market capacity

2586505 · March 12, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Industry representatives and the California FAIR Plan described emergency claims operations and urged support for Commissioner Lara’s regulatory reforms — including catastrophe models and reinsurance rules — as necessary to restore insurer participation in the state market.

Representatives of the California FAIR Plan and multiple insurance trade groups told the Senate Insurance Committee that insurers mobilized to pay claims and assist survivors after the Los Angeles wildfires and that regulatory modernization is needed to restore market capacity.

David Lawrence, chief of staff to the California FAIR Plan president, said the FAIR Plan, created by statute in 1968 as an insurer of last resort, has seen historic growth and in recent months has acted as a primary market for many homeowners. “We continue to support all those who come to us,” Lawrence told the committee, describing surge staffing, mobile catastrophe vans, and in‑person claimant…

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