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Pro Tem Jones flags ‘named driver’ insurance loophole; plans to draft change next year
Summary
Pro Tem Jones told the committee that some auto insurance policies exclude certain household drivers from coverage, creating a gap that can leave crash victims to the uninsured pool; she said she will pursue legislation next year to make exclusion details available to law enforcement via the state’s insurance compliance system.
Pro Tem Jan Jones told the committee that she plans to pursue legislation next year to close what she described as a loophole in automobile insurance that can leave crash victims relying on the state's uninsured motorist pool.
Jones said many insurers allow policies that name a single permitted driver while excluding others in the household. She said those exclusions can produce a situation where a responding officer checks the electronic system, sees the vehicle is insured, and does not learn that the person driving at the…
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