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Adams County approves health insurance renewal, switches dental plan to Humana
Summary
The Adams County Board of Supervisors approved a county health insurance renewal and accepted a two-year Humana dental contract at its meeting; the reinsurance decision was driven by high prior-year ‘‘laser’’ claims and a recommendation to keep a $50,000 specific deductible.
Adams County Board of Supervisors voted to approve the county's health insurance renewal and to change the county dental plan to Humana during a regular meeting where staff walked the board through multi-year claim and reinsurance costs.
Board members voted 3-1 to authorize the county's health insurance contract after a presentation that compared reinsurance costs and the county's exposure to "lasers" ' unusually large stop-loss exposures on individual claims ' across recent years. The board separately approved switching the county dental plan to Humana with a two-year rate guarantee.
The county's benefits presenter, identified in the meeting as Mister Parker (county benefits staff), showed the board how reinsurance fixed costs and laser exposures moved…
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