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Board approves new workers’ compensation insurance option after insurers dropped district last year
Summary
Facing higher claims and an elevated experience modification factor, the Smithville R‑II board approved a workers’ compensation premium option with a higher deductible to maintain coverage; board members discussed rebidding and broker selection for future cycles.
The Smithville R‑II Board of Education approved a workers’ compensation and employer’s liability insurance arrangement at Monday’s meeting, accepting a proposal staff said balances premium increases and coverage continuity after the district faced provider changes earlier this year.
Administration told the board that the district’s experience modification factor rose from about 1.30 to 1.71 because of high claims in…
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