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Lawmakers consider banning insurer underwriting based on dog breed; insurers and advocates clash
Summary
Senate Bill 1386 would bar homeowners and tenants insurers from discriminating against policyholders on the basis of dog breed and require study of service-animal misrepresentation penalties. Legislators and advocates argued insurance practices and animal-safety data at a committee hearing.
A proposed prohibition on using dog breed as a underwriting factor drew bipartisan support from lawmakers and bipartisan pushback from insurers and their trade groups at a public hearing.
Senate Bill 1386 would bar homeowners or tenants insurance policies that deny, cancel or refuse coverage solely because the owner or household keeps a particular dog breed or mixture of breeds; it would also direct study of penalties for misrepresenting a pet as a service animal. Supporters including Sen. Bob Duff said breed-based exclusions are often…
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