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Committee advances bill to ease insurance barrier for EV chargers in HOAs; opposition urges more safeguards
Summary
SB 770 would remove the requirement that homeowners obtain an insurance policy naming a homeowners association (HOA) as additional insured before installing EV chargers in shared parking; supporters say the requirement blocks EV adoption, while HOA groups warn of insurance and rate impacts.
SB 770, authored by Sen. Anthony Allen, would remove the requirement for an HOA to be named as an additional insured on a homeowner’s policy as a precondition for installing electric vehicle (EV) chargers in shared parking at common‑interest developments.
The author described repeated examples of residents unable to secure the required certificates and of some homeowners facing substantially higher premiums to obtain bespoke policies that name the HOA. Charlie Carrier, a co‑op owner from San Francisco, told the committee he ultimately paid about…
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