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Committee advances Harabedian mortgage-forbearance bill for wildfire survivors amid lender concerns

2477665 · March 3, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

AB 238 would allow borrowers affected by recent Los Angeles wildfires to request an initial mortgage forbearance of up to 180 days, with extensions for up to one year. The Assembly committee approved the bill and referred it to Judiciary, but mortgage industry groups urged amendments to align the measure with federal investor guidelines.

The Assembly Banking and Finance Committee voted to do pass AB 238 (Harabedian) and referred the bill to the Committee on Judiciary; the clerk recorded a 6-0 vote with some members not voting.

AB 238 would let borrowers affected by specified wildfire disasters request an initial forbearance on mortgage payments for up to 180 days, with the possibility of extension for a total of up to one year. Assemblymember Harabedian said the measure is intended to prevent foreclosures and allow time for survivors to rebuild.

Harabedian described neighborhoods wiped out by the Palisades and Eaton fires and cited…

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