Committee advances bill to permit low-cost moped insurance; sponsor cites 25 states with similar programs
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Summary
The committee approved a bill to allow lower-cost insurance for mopeds (often called MOCA insurance), moving the measure forward after brief discussion about costs and program design.
The House Rules Committee approved House Bill 494 after brief discussion. The sponsor told the committee that more than 25 states have programs enabling lower-cost insurance for low-speed motorcycles or mopeds and said similar coverage would be appropriate in Georgia.
The sponsor described a personal case to explain the policy rationale: a crash six years earlier resulted in uninsured costs to the family and motivated the push for low-cost moped insurance. Committee members asked for an estimate of premium costs; the sponsor said premiums would likely be lower than motorcycle insurance and recalled paying about $55 a month for motorcycle coverage previously.
Committee members expressed general support for ensuring operators on public roadways carry insurance. A motion to pass was made and seconded; the committee approved the bill by voice vote. No detailed premium estimate or fiscal note was discussed on the committee floor during this hearing.
The bill will be forwarded to the next stage of consideration.