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Oconee County to seek broker study on self‑funded health coverage; estimated exploration cost $100,000–$150,000
Summary
The board discussed an RFP for brokerage services to evaluate whether the county can move from fully insured to self-funded health coverage; staff said the study would not affect employee coverage during the analysis and estimated brokerage fees for the work at about $100,000 to $150,000.
Oconee County staff told commissioners the county has issued an RFP for health-insurance brokerage services that will both provide full brokerage support and, if selected, analyze whether the county can switch to self-funded coverage.
A county staff member leading the presentation said the work so far has been "from a hundred-thousand-foot view" and that the next step is to "get in the weeds on claims" to produce a definitive cost estimate for self-funding. "This process, we will incur no coverage liability impact during this period, and also there will be 0 impact to the employee while this is continued…
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