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Highland Village to enter FEMA Community Rating System; city launches GIS tool for flood-risk checks
Summary
City officials announced Feb. 25 that Highland Village is entering FEMA's Community Rating System, which the presentation said could lower residents' flood-insurance premiums by as much as $480 per year, and pointed residents to an online GIS portal to check address-level flood risk.
Highland Village staff told the City Council on Feb. 25 that the city is entering the Federal Emergency Management Agency's Community Rating System (CRS), a voluntary floodplain management program that can lower residents' flood-insurance premiums.
"This is a point system that will give discounts to residents on their flood insurance policy. The better the rating, the bigger the savings. Depending on coverage, residents can even earn discounts up to $480 a year," Sunny Lindsey, IT director in the city—s GIS department, told the council.
Lindsey said flooding is the city's most common natural hazard and that about half of the city's homes sit below street level, increasing some properties' vulnerability. Residents were directed to the City of Highland Village website and the GIS mapping portal, where they can enter their address to see hazard risk, Lindsey said.
The presentation characterized the CRS entry as an effort to reduce risk, save property and potentially lower insurance costs for residents. City staff did not present a timetable for the CRS rating change or list specific next-step deadlines during the Feb. 25 meeting; the remarks were informational only.
