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Wright County picks Assured Partners 11(c) health plan for FY2026 after staff review
Summary
The Wright County Board of Supervisors voted to adopt the Assured Partners 11(c) health insurance plan for fiscal year 2026, directing staff to gather additional provider and cost information on POS vs. PPO options before final implementation.
Wright County supervisors voted to proceed with health insurance coverage for fiscal year 2026 through Assured Partners under the plan identified at the meeting as the “11 c” option.
The vote followed discussion about differences between plan types (POS, PPO and HMO), potential side-fund costs and effects on local providers. Board members and staff said they want additional statistical data from Blue Cross Blue Shield before changing plan design or funding levels.
County staff said the decision point had a deadline to return paperwork to Assured Partners by Feb. 28. Staff recommended further analysis of network impacts and projected costs for a POS plan, noting potential manual processing changes for some claims and questions about whether local provider contracts are in place. An Assured Partners representative at the meeting noted other counties have adopted POS plans but that Wright County lacked sufficient claims data to project the side-fund impact precisely.
Board discussion emphasized three practical steps: obtain claims and network statistics from Blue Cross Blue Shield, meet with county stakeholders to review provider contract status, and conservatively set the county’s side-fund level based on projected costs. Staff said the side fund can continue to process claims while the county evaluates changes.
After the discussion the board asked for a working session to review the provider-network and side-fund projections before finalizing long-term changes. A motion to proceed with Assured Partners under the 11(c) plan passed with the board voting aye. Meeting minutes did not list individual vote names for this motion.
The board did not adopt changes to the side fund or provider contracts at the meeting; those items were left for further staff analysis and a working session.
Looking ahead, staff will return with the BCBS data and provider-contract status so the board can assess projected costs and whether the POS plan would require additional funding.
