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Substitute to HB 420 would require insurers to cover cancer‑related genetic testing, with coinsurance

2341392 · February 19, 2025
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Summary

A substitute to House Bill 420 was presented to require carriers to cover genetic testing related to hereditary cancer when a family history exists; the bill treats genetic testing like other covered services and allows coinsurance.

A substitute to House Bill 420 was presented to the Insurance Subcommittee to require carriers to pay for genetic testing when family history indicates inherited cancer risk. The sponsor described the measure as limited to cancer‑related genetic testing and said it would be treated as any other condition for cost sharing, subject to coinsurance.

When asked to confirm scope, Representative Maybank asked whether the bill was specific to cancer, and the sponsor affirmed: "This is specific to cancer. Yes. Yes. So we're not looking at other…" The sponsor said the bill would cover genetic testing for an inherited mutation or variant related to cancer and that testing would be included under health plans with normal coinsurance rules.

Committee members asked no further questions and the subcommittee adjourned. The hearing record shows no vote was taken on the substitute to HB 420 and the item was presented for committee consideration only.