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Covered California and CHBRP warn EHB expansion could raise premiums as federal subsidies remain uncertain
Summary
Presentations from the California Health Benefits Review Program and Covered California highlighted estimated per‑member premium impacts for candidate benefits and warned that loss of federal premium subsidies would compound consumer cost increases and cause enrollment declines.
Two panels at the joint Assembly and Senate health hearing focused on premium impacts and market implications of adding benefits to California’s EHB benchmark.
Why it matters: Covered California insures nearly 2 million consumers and most enrollees receive federal premium assistance; even modest premium increases can reduce enrollment, change the risk pool and raise premiums further.
CHBRP findings: Darren Corbett of the California Health Benefits Review Program summarized a two‑week CHBRP analysis intended to be expedient. CHBRP produced silver‑plan PMPM illustrative estimates: hearing aids at about $1.52 PMPM; wigs/cranial prosthesis about $0.31 PMPM; chiropractic about $0.78 PMPM; DME (including CPAP and…
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