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Kootenai County switches stop‑loss coverage to HCC Life; board approves related documents
Summary
The Kootenai County Board of Commissioners on Jan. 14 approved switching the county's stop‑loss insurance to HCC Life Insurance Company, a change HR said should save about $86,000 a year and included approval of five related documents.
Kootenai County commissioners on Jan. 14 approved switching the county's stop‑loss insurance to HCC Life Insurance Company and authorized five related contract documents.
Sylvia Proud, human resources director, told the board Alliance conducted a market review and recommended the change. "It's projected that we'll actually have some savings of approximately $86,000 a year compared to our former stop loss carrier," Proud said during the meeting.
Proud asked the board to approve the stop‑loss coverage with HCC Life Insurance Company and to sign the Business Associate Agreement, the stop‑loss policy split funded endorsement, the stop‑loss policy experience credit advantage endorsement, and the contract advantage plan endorsement. The documents had been reviewed by county legal staff, Proud said.
Commissioner Eberlein moved approval; the motion was seconded and carried unanimously with Commissioners Eberlein and Duncan and Chair Metairie voting aye. County minutes record the action as the board's approval of items 22 through 26.
The board did not provide additional details in the meeting about the anticipated timeline for implementing the new carrier or about how any transition would affect current claim handling; Proud indicated the recommendation came after a market review and that legal had reviewed the documents.
Members of the public did not speak on the item during the meeting.
A copy of the contract documents and endorsements was placed in the meeting packet for the official record.
