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Fair Insurance Rates of Monroe updates county on advocacy, mitigation and outreach
Summary
FIRM presented a fiscal-year report on work to compare insurance rates, support homeowners on flood and wind issues, and pursue policy changes for Citizens Property Insurance and flood insurance rules. The group said its work has produced significant premium savings and listed legislative and technical priorities.
Fair Insurance Rates of Monroe (FIRM) presented an annual update to the board on Wednesday, summarizing consumer advocacy, mitigation outreach and legislative efforts to address high property-insurance costs in the Keys.
FIRM’s president, Mel Montagney, said the organization compares local windstorm and flood premiums to other hurricane-prone Florida counties, consults NOAA and the National Weather Service on scientific justification for rate differences, analyzes premiums versus claims data, and supports…
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