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Subcommittee hears bill to clarify military exclusion in group life insurance

2217279 · February 4, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

The Life and Health Insurance Subcommittee heard House Bill 182 (LC 520667), which would revise statutory language to prevent broad exclusions of active-duty service members from group life insurance coverage when they are not engaged in combat. The bill was presented for information; the subcommittee took no vote.

House Bill 182 (LC 520667) was presented to the Life and Health Insurance Subcommittee to correct language in Georgia insurance law that has led some group life insurers to deny claims for service members who were on active duty but not serving in a combat zone.

The bill’s sponsor, Chairman Lumsen, told the subcommittee HB 182 addresses “an issue that came to light from the Department of Insurance.” He said the language in current group policy exceptions uses the phrase “active duty” in a way that can be read to exclude routine, non-combat service from coverage.

The measure would…

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