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District proposes deductible and contribution changes after projected double-digit medical premium jump
Summary
District staff presented projected insurance premium increases and recommended changes including modest deductible increases, raising employee premium contributions slightly, and using fund balance — presented as an 10.1% plan recommendation to limit district cost growth to mid-single digits.
Tamara, a district staff member who chairs the insurance committee, and Brent, a finance/staff member, presented health and supplemental insurance renewal projections at the Feb. 24 work session and recommended plan changes to mitigate an actuarial projection of double-digit premium increases.
Tamara said dental premiums were projected to rise about 6.1–6.2% while medical premiums — the largest cost driver — were projected by the district’s consultant to increase between 11.7% and 13.2% before plan changes. The insurance committee proposed raising selected…
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