Mount Carmel council approves 2026 RMA insurance payment option, minutes and consent agenda

The Mount Carmel City Council approved an ordinance selecting the Option 1 payment plan for the city’s 2026 RMA insurance premium during the meeting, choosing to pay by Nov. 14 to receive a 1% discount, and also approved the consent agenda and multiple sets of minutes by roll call votes.

City staff described three payment options presented by the city’s insurance provider: Option 1 (payment by Nov. 14 with a 1% discount), Option 2 (a later single payment due Dec. 12) and Option 3 (two installments). The mayor said the council has historically chosen Option 1 to capture the 1% discount. The meeting transcript recorded two similar quoted totals for Option 1 ($251,460.33 and $251,004.60); the transcript is inconsistent on the exact figure. The council moved and seconded the ordinance and approved it by roll call.

The council also approved the minutes for meetings held on 2025-09-29, 2025-10-06 and executive minutes for 2025-09-15, all by motion, second and roll-call vote, and it approved the consent agenda. A motion to adjourn passed at the end of the meeting.

Votes at a glance: - Ordinance: 2026 RMA insurance premium payment (Option 1: pay by Nov. 14 for 1% discount). Outcome: approved. Motion and second recorded; roll-call vote taken. Exact vote tallies and individual votes were read by roll call but the transcript does not unambiguously record each member’s named vote; the motion passed. - Minutes approved: Meeting minutes 2025-09-29, 2025-10-06; executive minutes 2025-09-15. Outcome: approved by roll call. - Consent agenda: approved by roll call. - Adjournment: motion carried.

The transcript shows the council preferred to continue the practice of early payment to capture small savings; the meeting did not record competing fiscal alternatives or amendments to the payment plan.