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Insurers tell appropriations committee mitigation and building standards can improve insurability; IBHS and Firewise cited as models
Summary
Trade representatives from the American Property Casualty Insurance Association told the committee that rising wildfire losses and more homes in the wildland‑urban interface make mitigation and stronger building/landscape standards critical. They highlighted the IBHS Wildfire Prepared program and the NFPA Firewise USA approach and urged state and
Ethan Amman, senior director at the American Property Casualty Insurance Association (APCIA), and Karen Collins, APCIA vice president for property and environmental matters, told the Joint Appropriations Committee that insurers are increasingly focused on home‑hardening, defensible space and community mitigation to reduce wildfire losses and preserve market availability.
APCIA described several mitigation programs and tools: the…
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