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California Department of Insurance outlines sustainable-insurance plan, urges wildfire mitigation

Mariposa County Board of Supervisors · October 14, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Richie Sayoban of the California Department of Insurance told the Mariposa County Board of Supervisors on Oct. 14 that the department is implementing a Sustainable Insurance Strategy aimed at increasing homeowner coverage and consumer protections in wildfire-prone areas.

Richie Sayoban of the California Department of Insurance told the Mariposa County Board of Supervisors on Oct. 14 that the department is implementing a multi-part Sustainable Insurance Strategy meant to increase insurance availability and consumer protections in wildfire-prone areas. Sayoban said the package includes approved forward-looking catastrophe models, incentives for wildfire mitigation, and new expectations that insurers maintain coverage in distressed areas.

The presentation said the strategy centers on five priorities: expanding coverage, approving forward-looking catastrophe models (three models approved in August), incentivizing homeowner mitigation actions, modernizing the FAIR Plan, and establishing insurer…

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