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Council awards 2026 employee group insurance package following competitive bids; Aetna selected with negotiated terms

City of Decatur City Council · October 27, 2025

AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

After reviewing a 17.6% above-premium claims run (117.6% loss ratio) and competitive bids, staff and the broker recommended switching or moving benefits to Aetna; council approved the award and authorized the city manager to execute the necessary documents. Broker said negotiations and credits reduce the net increase to roughly 7.5% for 2026.

The council approved awarding the City of Decatur—s 2026 employee group insurance package after a presentation from the city—s benefits broker. The broker reported a multi-year run of claims where paid claims exceeded premium (117.6% loss ratio in the most recent data). Blue Cross Blue Shield—s…

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