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Heartland Charter reviews amendment to allow joint insurance purchases with Inspire District Office

September 27, 2025 | Heartland Charter District, School Districts, California


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Heartland Charter reviews amendment to allow joint insurance purchases with Inspire District Office
The Heartland Charter School Governing Board reviewed an amendment Sept. 27, 2019, to Section 13 of its District Office Service Agreement to permit participation in a joint insurance purchasing program managed by Provenance, doing business as Inspire District Office. The amendment states the school’s chief executive officer is authorized to approve participation if it is deemed advantageous to the school.

The amendment restates standard insurance responsibilities for both parties and clarifies that staff at the school remain employees of the school, not of the Inspire District Office. It lists customary coverages to be maintained by both parties—professional liability (errors and omissions), directors and officers coverage, comprehensive general liability and automobile liability—and specifies that the Inspire District Office shall name the school as an additional insured on its professional, general and auto liability policies.

The text also allows the school to “obtain insurance through joint purchases with other Inspire model schools and IDO to secure cost-effective coverages,” subject to approval by the chief executive officer. The amendment is dated Sept. 27, 2019, and is countersigned by Provenance (dba Inspire District Office) and Heartland Charter School in the document provided to the board.

Board materials do not record a formal vote or other action on the amendment in the provided transcript. The amendment document supplied to the board includes signature blocks for both parties and the effective date of the amendment as Sept. 27, 2019.

Context: joint purchasing pools are commonly used by charter networks to reduce premiums through pooled risk and administrative consolidation; this amendment would explicitly allow Heartland Charter School to participate with other Inspire-model schools under the Inspire District Office-managed program. Any decision to participate would be made by the chief executive officer per the amendment’s language.

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