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Waunakee delays insurer switch after detailed League and CIVMIC presentations; staff asked to return with tighter comparison
Summary
After hearing presentations from both the League of Wisconsin Municipalities Mutual Insurance and CIVMIC, the Village Board deferred any carrier change and asked staff to return with a more precise, apples-to-apples comparison of coverage, costs and optional endorsements.
The Village heard hour-long presentations from two municipal-insurance providers as staff and trustees weighed whether to change liability, property, workers' compensation and other coverage from the League of Wisconsin Municipalities Mutual Insurance to CIVMIC.
Todd (Village Administrator) summarized staff analysis: the League's program is longstanding and provides several features including optional no-fault sewer-backup coverage and first-dollar claim handling; CIVMIC's proposal uses a self-insured-retention structure (a $25,000 retention per…
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