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Smith County approves TAC liability, property renewal including $1 million cyber option
Summary
The Smith County Commissioners Court voted June 17 to renew liability and property coverage through the Texas Association of Counties risk management pool for the July 1, 2025'June 30, 2026 term, approving the higher cyber limit after staff and consultants outlined rising loss ratios and deductible increases.
Smith County Commissioners on Tuesday voted to renew the county's liability and property insurance with the Texas Association of Counties (TAC) risk management pool and approved the $1 million cyber-insurance option.
Lisa McCaig, TAC risk management consultant, told the court the county's loss ratios are high in several lines, including law-enforcement liability and auto physical-damage. She said the law-enforcement deductible will increase from $50,000 to $100,000 and the…
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