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Christian County Commission authorizes move to self-funded health plan, switches ancillary carriers
Summary
Presiding Commissioner called on county staff to present options for employee health insurance and ancillary benefits as the county faces sharply higher renewals.
Presiding Commissioner called on county staff to present options for employee health insurance and ancillary benefits as the county faces sharply higher renewals.
Amber, a county staff member, told the commission the county’s 2025 medical-plan utilization was near 140% and that UnitedHealthcare returned a renewal that represented a 49% premium increase for 2026. Amber said the fully insured United proposal would cost roughly $1,900,000 in premiums and described an Anthem HSA quote the county received at about $1,200,000.
"The insurance...came back from United to insure us for 2026 with a 49% increase to our premiums," Amber said. She framed self‑insurance as an alternative…
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