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Pet-insurance trade groups back bill to set state regulatory standards and consumer protections

Joint Committee on Financial Services, Massachusetts Legislature · November 4, 2025
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Summary

The North American Pet Health Insurance Association and veterinary experts urged passage of H.1186 to establish a uniform regulatory framework for pet health insurance, standardize definitions, require clearer disclosures and ensure consistent consumer protections. Witnesses said 16 states have adopted NAIC-based model language to date and that a

Representatives of the pet-insurance industry and veterinary practitioners testified in favor of H.1186, an act to create a clearer regulatory framework for pet health insurance in Massachusetts.

John Fielding of the North American Pet Health Insurance Association (NAFIA) told the committee the measure provides consumer protections,…

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