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FEMA requires Chattanooga floodplain-code updates; staff warn noncompliance could cost federal insurance access and disaster aid

Chattanooga City Council · November 4, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

City staff told council that FEMA will issue updated flood maps and that the city must adopt corresponding ordinance language and about 35 definition updates to remain compliant with the National Flood Insurance Program; failure to update would risk loss of subsidized federal flood insurance and eligibility for federal disaster assistance.

City planning and land-use staff told the Chattanooga City Council on Nov. 4 that FEMA is issuing updated Flood Insurance Rate Map (FIRM) panels on Nov. 28 and that the city must update its floodplain ordinance and definitions to maintain compliance with the National Flood Insurance Program (NFIP).

"Failing to adopt a new ordinance will result in us having a non‑compliant status with the NFIP," Ken Martin, the city's floodplain coordinator, told council. He warned that noncompliance would jeopardize residents' access to subsidized, federally backed flood insurance and…

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