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Collin County human-resources director flags medical-plan cost surge, proposes cost-sharing options
Summary
Human Resources Director Cynthia Jacobson told commissioners that catastrophic claims and rising GLP1 use have driven medical-plan costs up; she proposed options including outpatient-surgery coinsurance, a $100 prescription deductible, and dependent-premium adjustments to offset rising costs.
Collin County’s human-resources director told the Commissioners Court the county’s self-insured medical plan is facing rising costs driven by catastrophic claims and higher use of expensive diabetes medications, and she laid out several policy options commissioners could consider.
Cynthia Jacobson, Human Resources Director, said the plan experienced nearly a $6 million increase in claims from 2023 to 2024 and noted a single $2 million claim as a material driver. “We carry stop loss coverage to even out our expenses over the year, and stop loss covers any claim over $100,000,”…
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