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Andover council approves 2026 insurance renewals, adopts workers’ comp deductible
Summary
Council approved the city’s 2026 workers’ compensation, property and general liability renewal with EMC, VFIS and Coalition for $558,499 and authorized a new workers’ compensation deductible intended to reduce the experience modification (NCCI) and long‑term premiums.
The Andover City Council voted unanimously on Nov. 13 to approve the city’s 2026 workers’ compensation, property and liability insurance renewals with EMC, VFIS and Coalition in the combined amount of $558,499.
Lance Spence, a broker with USI, told the council the market is stabilizing but remains challenging for property coverage. He recommended staying with EMC because the…
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