Council ratifies dental and medical insurance agreements; staff says medical change saves about 20%
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Summary
Council ratified a TrueAssure dental renewal with a 7% premium increase and approved a new medical plan with Arlo Covet Health that staff said could cut medical costs by about 20%; staff also adjusted employee premium contribution from 6% to 8%.
Council ratified two staffing-related insurance agreements. Resolution 68-2025 ratified an extension with TrueAssure Insurance Company for dental coverage through Oct. 1, 2027; staff reported a 7% premium increase that raised the annual dental payment from roughly $41,000 to about $47,000.
Resolution 69-2025 ratified acceptance of a proposal with Arlo Covet Health for medical coverage from Oct. 1, 2025, through Sept. 30, 2026. Interim City Manager Stuart Hamilton and staff described a competitive procurement that produced an estimated roughly 20% savings on medical premiums compared with the prior year; staff also noted a change in employee share of premiums from 6% to 8% of total cost. Hamilton said the city previously relied on brokers and that direct negotiation yielded more favorable pricing.
Council adopted both resolutions by roll-call votes. Staff characterized the approvals as necessary to align coverage renewal dates and to provide continuous coverage to employees.
