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Board approves 2026 health‑plan changes, conditions part of HSA deposit on Innovia clinic visits
Summary
The board approved plan design changes for 2026 that include new urgent‑care and ER co‑pays, higher out‑of‑pocket maximums, a 2025 cap on the district’s Freedom plan contribution, and a $1,500 annual spousal surcharge where spouses have employer coverage available.
The board approved several modifications to the district’s employee medical benefits for the 2026 plan year after a presentation by M3 consultant Jen Corte.
Corte reported the district’s 12‑month medical loss ratio remained elevated (about 120 percent) and outlined a multi‑part recommendation intended to stabilize future renewals while encouraging use of the district’s new Innovia direct‑primary‑care clinics. The board approved the recommendations by roll call votes that together: (1) preserved the Signature plan benefit structure with…
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