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City staff urges caution after pitch for 'Champion Health' employee benefit; council asks for references

City of Homestead City Council / Community Redevelopment Agency / Local Planning Agency · October 23, 2025
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Summary

Private vendors presented Champion Health, a pre‑tax, zero‑copay employer health overlay designed to reduce payroll taxes and increase access to care. City staff and manager asked for municipal references and more due diligence; council directed staff to review further and requested references from the presenters.

Presenters Walter Jenkins and Colton Benz briefed the council Oct. 22 on Champion Health, an employer‑directed health plan that promises zero‑copay primary and urgent care, virtual mental health services, home lab testing, and a pretax funding mechanism that can reduce an employer’s payroll tax burden.

The presenters said the program has been used by thousands of employer groups nationally and would offer city employees rapid access to primary care, mental‑health visits and lab screening, with the stated byproduct of lowering claims utilization for an employer’s major medical plan. They proposed a high‑level model that projected potential annual savings for the city of roughly $1.6 million (based on national averages) but acknowledged the figure is subject to verification and dependent on the city’s payroll figures and insurance arrangements.

City staff and the city attorney reiterated that staff had previously received a similar presentation and asked for references demonstrating municipal implementations. The city manager and HR director said they were unable to locate independent examples where a municipality implemented this exact program and urged the presenters to provide government references and contracts so city procurement and legal staff could vet the model. Council members urged staff to continue preliminary review but not to proceed without proper references and procurement vetting.

Ending: The council asked the presenters to provide references, and staff agreed to vet the product and report back with detailed fiscal analysis and municipal references before any decision or pilot.