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City staff report modest health‑insurance premium increase for employees

City of West Allis Common Council / Economic & Development Committee · November 14, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

City staff told the council there are no benefit design changes but health premiums will increase 3.8% next year (about $4/month single, $12/month family); dental and vision premiums were unchanged and prior coinsurance changes have reduced volatility.

City staff presented a routine update to employee benefit plans and rates, saying there are no plan design changes for the coming year but that the health plan premium will increase by 3.8%. Speaker 5, the benefits representative, said the increase translates to roughly $4 per month for a single plan and about $12 per month for a family plan.

Staff compared the change to broader medical inflation figures, saying the Wall Street Journal projects medical inflation between 9 and 9.5 percent next year and that the city’s 3.8 percent increase is well below that. Speaker 5 noted last year’s change to increase coinsurance from 10 percent to 20 percent, which staff said has had a positive budgetary impact and reduced volatility in rates.

Councilor discussion focused on whether the changes were one‑time or part of a new baseline and whether coinsurance levels were a fixed policy; staff said they expect more stability going forward but could not guarantee year‑to‑year results. The benefits resolution was moved for second reading during the meeting.