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Town hears Garrett Group recommendation to keep Florida Blue, shift to composite rate; vote moved to Dec. 2

Town of Loxahatchee Groves Town Council · November 19, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Melissa Morley of the Garrett Group told the Loxahatchee Groves council the town’s staff-recommended renewal with Florida Blue should switch from age-banded to a composite rate for 01/01/2026, saving roughly $7,000; council deferred a formal vote to the Dec. 2 meeting for further review.

Melissa Morley, an insurance broker with the Garrett Group of Strategies, told the Town of Loxahatchee Groves council that the town’s employee health plan renewal for 01/01/2026 should remain with Florida Blue but switch from age-banded pricing to a composite rate.

Morley said shifting to a composite rate would make each enrolled employee in an “employee only” tier pay one uniform rate, and that the move would save the town about $7,000. She said the composite renewal…

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